If you require finance to purchase some goods, renovate the house, pay for funeral expenses, or perhaps take that long overdue holiday, then FHL has a finance solution for you.
Alternatively where you may be struggling with a multitude of debts, or loans to numerous financial institutions then we can arrange to consolidate your debts.
Both secured and unsecured loans are available. Minimum loan $1,000.
Benefits of financing with FHL
- competitive rates
- flexible and affordable terms
- fast approval times
- simple on-line application
- loan top-ups
- payment breaks
- extensions
If you are looking to purchase through a private sale, or want pre-approved finance prior to purchasing please give FHL a call now on 0800 929 929.
You may like to look at taking out comprehensive insurance or "Payment Protection Plan" and incorporating this into your loan.
Should you require further information to frequently ask questions please click here. To see how much you could potentially borrow please click here.
Our budget planner can help you work out how much you can afford to borrow.
Contact us today so to discuss your financing requirements on freephone 0800 929 929
alternatively apply here
Credit application - personal
complete our on-line application

Key information
- Terms are for six months to three years.
- Repayments can be weekly, fortnightly, or monthly to suit your circumstances
- Interest is calculated daily and charged at month end.
- Chattels are likely to be taken as security for the loan.
- You may be required to insure any goods.
- Depending on your circumstances a guarantor may be required
Fees and Charges