CHATTEL INSURANCE SUMMARY OF COVER

SEE QBE INSURANCE (INTERNATIONAL ) LIMITED MASTER POLICY FOR COMPLETE POLICY WORDING

EVENTS:
Accidential loss, damage or distruction of the goods anywhere in New Zealand.

BENEFIT:
Repair,reinstatement or replacement of the goods. Excludes the first $50 of each and every claim.

CONDITIONS:
It is a condition of the Insurance that the Insured Person must take all reasonable precautions to safeguard the goods insured and to prevent any other event which might give rise to a claim.

PRINCIPAL EXCLUSIONS:

• Mechanical or electrical breakdown.
• Theft by the Purchaser or anyone normally residing with the Purchaser, or from unattended and unlocked motor vehicles.
• War, invasion, hostilities, civil war, nuclear material, radiation.
• Wear and tear ,rot, corrosion, rust, gradual deterioration, mildew or insects.
• All arrears of payments.
  
  S & M 8.2.10