Credit File

Credit File

Your credit file incorporates your personal credit history, that has been gathered over time by Veda Advantage. The information gathered includes:

• Full name
  
• Last reported and previous addresses
  
• Date of Birth
  
• Occupation and employer (if disclosed)
  
• Company directorships (if any)
  
• Who has made credit inquiries and when
  
• Records of credit payment defaults (and whether they have been paid)
  
• District and High Court Judgements (if any)
  
• Bankruptcy listings (if any)
  
• Records of any ID you have reported lost or stolen

Credit Alert

Each day individuals, companies (including credit providers) access or record information on individual and Company Credit Files. This information may be inaccurate, or in some cases fraudulent, as the result of identity theft. You now have the ability and piece of mind to receive updates notifying you of this look-up

Information recorded on a Credit Alert or Default* Alert includes:

• New inquiries made by subscribers
  
• New addresses
  
• Information such as payment defaults, judgements or bankruptcies

* A Default Alert will only include information about payment defaults, judgements or bankruptcies

Each time your credit file is accessed, amended, or a default, judgement or bankruptcy recorded against it, you will be notified of this fact either by email, facsimile or in writing. 

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